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Capitec Credit Card: Low Interest Rates

Simplify Your Finances with the Capitec Credit Card Revolution

Por: Minecred

Transparent Fees

Enjoy peace of mind with upfront and transparent fees. Say goodbye to hidden charges and unexpected surprises.

Customizable Credit Limits

Tailor your credit limit to your specific needs, giving you the flexibility to match your spending habits and financial goals.

Financial Empowerment

The Capitec Credit Card is designed to empower you with knowledge and tools, making informed financial decisions easier and more accessible.

Security First

Rest assured with cutting-edge security measures, including fraud prevention, secure online payments, and chip-and-PIN technology, ensuring your financial data is protected at all times.

Global Acceptance

Enjoy the convenience of worldwide acceptance. Whether you’re traveling or shopping online, the Capitec Credit Card is your trusted companion.

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There are many reasons why you might want to apply for a Capitec Credit Card. Here are some of the benefits:

  • Earn 1% cashback on all your spend. This means you’ll get back 1% of every rand you spend on your Capitec Credit Card. This can add up to a significant amount of cashback over time, especially if you do a lot of shopping.
  • Get a credit limit of up to R500 000. This means you’ll have a lot of flexibility to spend on the things you want and need.
  • Enjoy free local swipes. This means you won’t be charged any fees when you swipe your Capitec Credit Card at a local store.
  • Get free credit card delivery to your door. You won’t have to pay any fees to have your Capitec Credit Card delivered to you.
  • Earn 3.50% per year on a positive balance. This means you’ll earn interest on the money you have left on your Capitec Credit Card at the end of each month.
  • Get free travel insurance up to R5 million. This means you’ll be protected against medical expenses and other losses if you’re injured or sick while traveling abroad.
  • Help to build your credit record. Using your Capitec Credit Card responsibly can help to build a good credit history, which will make it easier to get loans and other credit in the future.
  • Zero currency conversion fees. This means you won’t be charged any fees when you use your Capitec Credit Card to make purchases in foreign currencies.

In addition to these benefits, Capitec Credit Card also offers a number of other features, such as:

  • Secure online shopping. This means you can use your Capitec Credit Card to make secure online purchases at millions of websites worldwide.
  • Free SMS notifications. This means you’ll receive free SMS notifications when your Capitec Credit Card is used to make a purchase.
  • A mobile app that allows you to manage your account. This means you can track your spending, pay your bills, and manage your account from anywhere.

If you’re looking for a credit card that offers a variety of benefits and features, then Capitec Credit Card is a great option to consider.